Job Abstract

Position Overview:

The Technology & Operational Risk department within the Multifamily division is seeking a Multifamily Fraud & Financial Crimes, Senior. The Fraud & Financial Crimes Senior will play a pivotal role in the prevention, detection, and investigation of suspicious activity on the origination and ongoing monitoring of Multifamily loans. The role requires collaboration across the Multifamily division to ensure compliance with certain regulatory financial crimes laws. The Senior Analyst position will report to the Multifamily Fraud & Financial Crimes Senior Manager and will be part of the fraud team responsible for oversight of a wide range of tasks for our complex, rapidly growing multifamily loan portfolio.

This is an opportunity to influence the multifamily division and corporation on fraud and regulatory risk at the country’s largest Multifamily lender. If you are interested in having your work positively impact apartment loans we purchase, come join our team!

Our Impact:

• Freddie Mac Multifamily finances rental housing to ensure an ample supply of affordable housing. We provide mortgage funding for apartment loans throughout the nation, purchasing loans from a network of lenders and then securitizing them. We cover large metropolitan areas, mid-market cities and smaller communities to house a wide array of renters such as students, working families, and more.
• We lead the strategy and execution needed to deliver on this mission by working with the Multifamily business leaders to develop tools and digital solutions to further support our mission.
• We prudently use our extensive data assets and risk management capabilities to scale our mission of providing affordable housing.
• We cultivate an inclusive environment which promotes active engagement, intellectual curiosity, and skill development to empower a dynamic workforce.

Your Impact:

• Organized and strategic individual to conduct independent investigations on a timely basis; captures internal and external information, analyzes data to identify potential risks, with the ability to clearly present the facts and recommended solutions to leadership.
• Understand Multifamily processes to drive anti-fraud strategies and craft effective solutions to support decision-making.
• Collaborates with Multifamily business process owners and other internal partners to prevent, detect, investigate, and resolve fraud related activity.
• Independently recommend resolutions to an extensive range of complex problems.
• Assist the MF Fraud Manager with preparation of materials and logistics of ad-hoc Fraud/Anti-Money Laundering (AML) training for the MF Division

Qualifications:

• 5-7 years in operational risk management; with 3-5 years of experience in financial crimes investigations
• 2-3 years of related experience with the Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) or Know Your Customer (KYC) programs preferred
• College Degree, preferably in accounting or finance
• Proven investigative fieldwork skills required
• Strong data analytic skills; preferably with commercial loan products or other financial instruments
• Analyze financial data, identify patterns, inconsistencies, and unexpected results
• Works under limited direction; independently determines and develops approach to solutions
• Intermediate to advanced Microsoft Office skills (including Excel V-lookups, pivot tables, complex filtering of data, generate graphic report of results and Visio, PowerPoint)
• Excellent communication skills (verbal and written)

Keys to Success in this Role:

• Proactive. Forward-thinking. Intellectually curious!
• Results oriented with the ability to optimally deliver results and independently conduct financial crimes investigations and develop recommended solutions.
• Ability to analyze complex financial data and summarize results clearly and succinctly.
• Ability to build and sustain positive relationships with internal business partners, senior leader, and other personnel on matters requiring coordination across Freddie Mac.
• Exercises discretion and preserves confidentiality.