Will be Underwriter on strategic accounts West Region team working on large fully insured clients Understand and apply appropriate mathematical formulas to determine rates, assess risk and financial impact Interpret claim reports to properly determine rating actions Analyze pricing recommendation to determine whether pricing meets profitability goals Evaluate and recommend network solutions, alternative pricing options and plan design changes based on economic analysis and current trends Maintai... more details
At UnitedHealthcare, were simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.
The Underwriting Consultant role will be responsible for assessing and pricing the financial risk associated with large group, fully insured prospects and/or fully insured renewing customers in the West Region market with the purpose of setting premiums rates.
Youll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.
Primary Responsibilities:
- Will be Underwriter on strategic accounts West Region team working on large fully insured clients
- Understand and apply appropriate mathematical formulas to determine rates, assess risk and financial impact
- Interpret claim reports to properly determine rating actions
- Analyze pricing recommendation to determine whether pricing meets profitability goals
- Evaluate and recommend network solutions, alternative pricing options and plan design changes based on economic analysis and current trends
- Maintains knowledge of market trends, competitiveness compared to other carriers and/or industry changes
- Ensures compliance with documented procedures and adheres to regulatory guidelines
- Presents information effectively with internal and external stakeholders and can provide explanations with limited intervention by management
- Anticipates customer needs and proactively develops solutions to solve them
- Serve as key resource on complex and/or critical issues with an ability to perform conceptual analyses
Youll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
- 2+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, fully-insured, group or individual OR similar experience in financial / risk analysis / economics
- Intermediate or higher level of proficiency with MS Office suite (including Word and PowerPoint)
- Proficient Microsoft Excel Skills
Preferred Qualifications:
- Experience working with 100+ lives fully insured customers
- Experience with multi-line underwriting a plus (i.e., Specialty lines of business)
- Excellent communication skills, both orally and in writing
- Ability to exhibit capacity to perform advanced duties related to forecasting and portfolio analysis
*All employees working remotely will be required to adhere to UnitedHealth Groups Telecommuter Policy
California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, or Washington Residents Only: The salary range for this role is $70,200 to $137,800 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with al minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, youll find a far-reaching choice of benefits and incentives.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyoneof every race, gender, sexuality, age, location and incomedeserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes an enterprise priority reflected in our mission.
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. ?
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.
