Job Abstract

Provides business valuation for leveraged lending borrowers. Works independently with little or no oversight. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios. Conducts research for multiple industries (including economic and market trends) for both private and public companies. Compares subject companies to peers. Researches current and trough level market and... more details

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Senior EVG Valuation Analyst within PNC's Debt Capital Markets organization, you can be based in East Brunswick, NJ, Cleveland, OH, Pittsburgh, PA, and/or Chicago, IL. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager’s discretion.

*The successful candidate will be located within reasonable traveling proximity of one of four specified office locations, as physical office presence is required a minimum of three times per week.

**Requires a minimum of 3 years professional experience with a background in corporate financial analysis, ie analyzing financial statements and understanding corporate cash flows. Relevant experience can include Corporate/C&IB underwriting and/or Credit Products Group. Additional relevant experience consists of preparing and writing credit proposals and supporting documentation, presenting proposals, and communicating findings. Significant accounting experience and/or CPA may be considered.

Job Description

• Provides business valuation for leveraged lending borrowers. Works independently with little or no oversight. Uses multiple data points and valuation methodologies in conjunction with independent judgment to derive well-supported enterprise valuations under both base and stressed case scenarios.
• Conducts research for multiple industries (including economic and market trends) for both private and public companies. Compares subject companies to peers. Researches current and trough level market and transaction comps pertinent to the underlying industry/business. Synthesizes all available data and reconciles conclusions.
• Analyzes information and applies critical thinking skills and independent judgment to evaluate the reasonableness of the base and stressed case free cash flow projections, provided by the various underwriting functions for use in a discounted cash flow analysis. Could require further discussions with underwriting to understand company's key performance drivers, competitive niche, and free cash flow assumptions. Provides written analysis of assumptions, conclusions and other information supporting the enterprise valuation conclusions.
• Develops valuation analyses under both base and stressed case scenarios derived from multiple methodologies. Produces a detailed memorandum that includes a detailed justification of the calculations and assumptions and supports the reasoning and conclusions made regarding the valuation.
• Responds to challenges and questions from underwriters as well as other first, second and third lines of defense regarding the reasonableness of the valuations derived. Participates in the development of systems and reporting for use by various units and senior management.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Competencies

Accuracy and Attention to Detail – Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy.

Credit Analysis and Verification – Knowledge of and ability to utilize tools, techniques and practices for determining the credit-worthiness of an applicant.

Decision Making and Critical Thinking – Understanding of the issues related to the decision-making process; ability to analyze situations fully and accurately, and reach productive decisions.

Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.

Financial Analysis – Knowledge of and ability to read, interpret and draw accurate conclusions from financial and numerical material.

Information Capture – Knowledge of the processes and the ability to identify, capture and document relevant business information in an auditable, organized, understandable and easily retrievable manner.

Knowledge of Underwriting – Knowledge of the full spectrum of underwriting activities, practices, tools and considerations, and the ability to utilize these to manage the underwriting process.

Managing Multiple Priorities – Ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation.

Operational Functions – Knowledge of major functional processes and associated operating requirements; ability to apply this knowledge appropriately to diverse situations.

Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Additional Job Description

Benefits

Disability Accommodations Statement:

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO):

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

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