Will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, down-grading downgrading & credit deterioration with the goal of maximizing net income and reducing credit costs. Responsibilities: Support the management of the Energy Finance industry vertical corporate loan portfolio. Perform due diligence and regularly scheduled evaluation of loan port... more details
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The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Overall Purpose of Job:
Support Portfolio Management in the handling of credit coverage for non-investment grade corporate, leverage finance, and sponsor-backed clients in our Energy Finance vertical, which includes upstream (inclusive of reserve-based lending), downstream and midstream clients.
The Analyst will be a corporate finance professional, supporting non-investment grade, leverage finance, and sponsor-based clients across the Energy Finance vertical lending business. The position involves the critical functions of assessing risk factors associated with a credit and determining the appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, down-grading downgrading & credit deterioration with the goal of maximizing net income and reducing credit costs.
Responsibilities:
- Support the management of the Energy Finance industry vertical corporate loan portfolio
- Perform due diligence and regularly scheduled evaluation of loan portfolio
- Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure
- Modeling skills required for both credit application process and quarterly credit watch presentations
- Responsible for the coordination and communication of account information across various constituencies throughout the organization
- Responsible for knowledge of country/risk factors on a macro level
- Responsible for knowledge of the energy industry and all current events in assigned portfolio utilizing internal and external sources
- Oversight of covenants compliance database and facility closing due diligence, including documentation
- Attend Relationship Manager customer meetings, when appropriate
- Special projects, as assigned
Advanced Credit/Underwriting Solutions:
- Work within deal team environment (with Global Relationship Management, Syndications & MUFG Securities) supporting Senior Portfolio Managers (PMs) in the development and analysis of financing structures/strategies to support/identify capital markets and corporate liability management opportunities
- Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
- Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity
- Participate in client and bank meetings as necessary
Policy and Deal Advocacy:
- Supporting the Senior PM, communicate and negotiate with credit division for transaction approval, including final hold level strategies to ensure alignment of risk strategy and policy
- Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
- Ensure compliance with policy and regulatory requirements
Requirements:
- A Bachelor degree, with an MBA, CPA, or CFA Level 1, 2 or 3 is preferred
- A minimum of 1 year of experience in a related role
- Solid credit & analytical background
- Strong financial spreading/modeling skills
- Completion of formal credit-training program at a money center bank is preferred
- Strong written, verbal and interpersonal skills
- Proficient computer skills in Microsoft Word, Excel, and PowerPoint
- Able to work independently and under pressure
The typical base pay range for this role is between $95-110K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
