The Corporate Processing Disclosure Specialist provides support to the Corporate Processing team by answering high-level disclosure related questions. Aids in generation and distribution of regulatory mortgage disclosures. Reviews to ensure accuracy and data integrity of required disclosures. Monitors various aspects of loan files to ensure compliance with RESPA/ TRID. Interacts and coordinates with Loan Originators, Processors and any other production support staff to ensure timely disclosures.... more details
Description
CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times on the Inc. 5000 list of America’s fastest-growing private businesses and have received countless awards for our standout culture. Through our dedication to getting it done, we make every mortgage feel like a win.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Corporate Processing Disclosure Specialist provides support to the Corporate Processing team by answering high-level disclosure related questions. Aids in generation and distribution of regulatory mortgage disclosures. Reviews to ensure accuracy and data integrity of required disclosures. Monitors various aspects of loan files to ensure compliance with RESPA/TRID. Interacts and coordinates with Loan Originators, Processors and any other production support staff to ensure timely disclosures.
Job Responsibilities:
- Assist in answering various disclosure questions related to loan level activities. Knowledge of TRID regulations.
- Review, verify and ensure that mortgage loan disclosures are accurate and comply with established regulation timelines.
- Prepare re-disclosures within 3 days of valid Change of Circumstance. Send initial Closing Disclosure. Ensure disclosure packages are completed and securely delivered in timeframe specified by applicable federal regulations.
- Develop and maintain knowledge of disclosure guidelines affecting residential mortgage origination – to ensure accuracy of fees to mitigate TRID and RESPA violations.
- Adhere to regulatory standards and guidelines.
- Understanding of the Compliance tool (Mavent). Ability to review for TILA, State Rules, HPML and ATR/QM.
- Answer emails from the disclosure inbox timely and accurately.
- Ability to effectively communicate with all partners to include Sales, Processing, Closing Agents and Closing. Understand customer needs and meet service level agreements.
Qualifications and Skills:
- High School Diploma or equivalent.
- Encompass experience, required.
- Thorough understanding of TILA-RESPA Integrated Disclosure (TRID) regulations.
- FHA/VA/USDA knowledge, preferred.
- Demonstrated knowledge of the mortgage industry
- Excellent communication skills.
- Excellent attention to detail and prioritization skills.
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com/
California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California consumers.
CrossCountry Mortgage, LLC. (NMLS3029) is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to race, religion, creed, color, orientation, gender, age, national origin, veteran status, disability status, marital status, sexual orientation, gender identity, or gender expression, or any other protected status in accordance with all applicable federal, state and local laws. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. Employment is contingent upon successful completion of a background investigation. CrossCountry Mortgage, LLC. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.
