Job Abstract

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.          

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

As a Program Underwriter (Loss Sensitive) at The Hartford, you will be responsible for the casualty lines of MLC Programs (typically accounts with more than 500 employees) which are written utilizing loss sensitive plans, such as large deductibles and self-insured retentions. You will underwrite and manage a book of business as well as working with brokers and clients on servicing that book and new business opportunities and developing relationships and driving new business with assigned brokers located throughout the territory that are assigned to. You will also be responsible for handling guaranteed cost support for new and renewal property and casualty for other program business.

Responsibilities

• Creatively use underwriting tools, techniques and program structures to write profitable business while maintaining disciplined adherence to underwriting and service standards.

• Develop and maintain strong relationships with national and large regional brokers assigned to you.

• Successfully execute your territorial business plan to achieve financial objectives.

• Achieve annual account retention objectives through effective account stewardship practices.

• Achieve annual growth objectives for your territory by building a robust pipeline of viable opportunities and displaying strong sales behaviors to successfully acquire new accounts.

• Develop and maintain strong relationships with key internal and external partners to ensure that your accounts receive a high level of service.

• Maintain satisfactory underwriting quality control standards.

Qualifications

• 5+ years of casualty lines underwriting experience.

• Loss-sensitive casualty underwriting experience preferred.

• Able to coordinate service team to meet day to day demands.

• Able to articulate the benefits of strong loss prevention programs, proactive claims management and effective RMIS capabilities. Strong organizational and workflow management skills. Ability to work independently.

• Able to seek out and attract new business opportunities within a defined territory.

• Proven track record of strong sales practices and excellent presentation skills to brokers and clients.

• College degree in finance, accounting, economics or insurance is strongly preferred.

• Ability to travel to be in front of clients and producers.

• Valid driver's license as a company pool car may be provided.

Location

This role will have a Hybrid work arrangement, with the expectation of working in one of the posted office locations 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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