Senior Portfolio Manager Independently manages portfolio of complex customer relationships to ensure ongoing profitability and complete conformity with credit terms. Ensures the sale of additional financial services. Maintains an in-depth understanding of commercial, economic and financial circumstances and how they impact the customers and prospective customers under their management. Coordinates with key internal partners to support servicing of existing customer base. Position Responsibilitie... more details
Senior Portfolio Manager Independently manages portfolio of complex customer relationships to ensure ongoing profitability and complete conformity with credit terms. Ensures the sale of additional financial services. Maintains an in-depth understanding of commercial, economic and financial circumstances and how they impact the customers and prospective customers under their management. Coordinates with key internal partners to support servicing of existing customer base.
Position Responsibilities: Portfolio and Risk Management
Retain and manage existing loan portfolio taking ownership of all reviews and renewals for existing credit customers. Portfolio includes complex accounts.
Formulates an opinion of whether such relationships continue to be an acceptable risk.
Decides loan terms and conditions if within own credit limits or makes recommendations to appropriate authority.
Develops and maintains direct relationships with customers including a calling/contact effort with target of minimum in person contact of 2x per year.
Provide oversight and guidance to credit support in underwriting for renewals and reviews. Work with counsel to negotiate loan documentation.
Assist Corporate Finance on CMA led syndications.
Provide qualitative input for RECAP creation.
Works in conjunction with manager to prepare for and present at loan committees and credit quality reviews as applicable.
Coordinate with Loan Closers to facilitate closing of renewals or amendments.
Adheres to Risk Management policies and guidelines, i.e. regulatory compliance, portfolio and credit quality, and portfolio management.
Assists with monitoring existing loans to ensure compliance with terms of loan agreement and recommends corrective action on variances.
Identify & resolve operational and credit issues with loans held in portfolio.
Manage all non-loan credit and product risk products for existing clients, incl. treasury (ACH, Business deposit capture, etc.,) approvals and documentation.
Management of ad hoc and regulatory reporting within existing portfolio (both internal and external requests).
Monitor, track, and assist in the collection of past due loan payments, exceptions, overdrafts, and maturing loans.
Provide day-to-day servicing of portfolio including credit risk monitoring.
Conducts interviews to develop information concerning the nature of the customer's business, financing or other needs.
As appropriate, may provide informal team leadership responsibilities in support of the GM.
Profitability
Identify and close appropriate incremental financial solutions with the goal of retention and expansion (cross sales).
Retain existing portfolio and associated profitability.
Additional Duties
Promotes public bank image by being involved in meaningful community and business development activities, as appropriate.
Work Schedule: Qualifications:
Position Qualifications:
Vice President, Portfolio Manager III
Bachelor's degree from an accredited university
Completion of a formal credit training program
5 years of commercial underwriting, credit and/or lending experience or 7 years of experience in Lending or Credit
Vice President, Portfolio Manager IV
Bachelor's degree from an accredited university
Completion of a formal credit training program
5 years of commercial underwriting, credit and/or lending experience or 7 years of experience in Lending or Credit
Job Abstracts is an independent Job Search Engine. Job Abstracts is not an agent or representative and is not endorsed, sponsored or affiliated with any employer. Job Abstracts uses proprietary technology to keep the availability and accuracy of its job listings and their details. All trademarks, service marks, logos, domain names, and job descriptions are the property of their respective holder. Job Abstracts does not have its members apply for a job on the jobabstracts.com website. Additionally, Job Abstracts may provide a list of third-party job listings that may not be affiliated with any employer. Please make sure you understand and agree to the website's Terms & Conditions and Privacy Policies you are applying on as they may differ from ours and are not in our control.
We would like to take a second to Welcome You to Job Abstracts, the nation’s largest Pure Job Board. With over 3.1 million job listings from 15,000+ Companies & Organizations, we help job searchers find careers that match their interests. As an anonymous user, you have probably discovered how easy our system is to use. However, you have just scratched the surface of what we can offer.
We encourage you to Register so you can use our most powerful features: searching with multiple terms, setting up multiple locations, establishing favorite companies, and accessing your search history. If you find a job you like, you can apply directly for it, and then, keep notes on it. We will also keep a lookout for jobs that match your search terms and email you when we find something you may like.
You can register for free and the system is free to use. If you like our system so far, click on Register and unlock the power required by serious job searchers.
Any time you conduct a search, the system shows you job matches, ranked by their Relevance Score (RS).
The score is calculated by a proprietary algorithm that uses Intelligent Machine Learning.
The Relevance Score tells you how well the job opportunity matches your search term or terms.
When not logged in, the system is limited to one search term. Scores for single term matches are usually lower.
When you register, log in, and set up multiple terms prioritized by importance, the jobs found for you will receive a much higher Relevance Score.
