The Structurer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
Responsibilities:
- The Credit Structurer will analyze portfolio exposures with a focus on default risk, collateral management, liquidity risk and exit strategy in compliance with Citi’s overall risk polices in addition to pricing, developing innovative financial products for investors, and analyze portfolio exposures, when necessary
- Assist the Head of In-Business Credit Risk to build and implement credit risk framework and set robust controls
- Payoff Risk and P&L impact pre-trade and post-trade scenario analysis
- Resolve margin dispute, and collateral valuation, review and management
- Perform regular risk review and trend analysis based on market events, stress testing, internal risk decision
- Help produce and maintain client risk report and highlight availability, overage, credit break and violation to trading, sales and senior management
- Customized back tests and client portfolio analysis
- Participate to the pre-trade & post-sales effort, closely working with dedicated institutional sales
- Prioritize and in control of risk management development project with product expert and technology team
- Participate to the development of new products/payoffs, NAC review and DASH review by closely working with Structuring team and Business Development team
- Work in close partnership with control functions such as Legal, Compliance, Market and Credit Risk, Audit, Finance, Product Sales, and Trading in order to ensure appropriate governance and control infrastructure
- Partner with XVA trading proactively manage credit risk and communicate risk view to senior management and other key stakeholders across the firm
- Build a culture of responsible finance, good governance and supervision, expense discipline and ethics
- Appropriately assess risk/reward of transactions when making business decisions; and ensure that all team members understand the need to do the same, demonstrating proper consideration for the firm’s reputation
- Be familiar with and adhere to Citi’s Code of Conduct and the Plan of Supervision for Global Markets and Securities Services; and ensure that all team members understand the need to do the same
- Adhere to all policies and procedures as defined by your role which will be communicated to you
- Obtain and maintain all registrations/licenses which are required for your role, within the appropriate timeframe
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 6-10 years structuring and risk control experience from a financial institution
- Familiarity of trading systems
- Demonstrated quantitative and analytical skills
- Consistently demonstrates clear and concise written and verbal communication skills
- Ability to work with multiple functional groups in a cohesive manner
- Commodities and derivatives related experience and knowledge is a plus.
Education:
- Bachelor’s/University degree, Master’s degree preferred.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Institutional Trading--------------------------------------- ---------------
Job Family:
Structuring-------------------------------------- ----------------
Time Type:
Full time------------------------------------- -----------------
Primary Location:
Houston Texas United States------------------------------------ ------------------
Primary Location Full Time Salary Range:
$175,000.00 - $250,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Anticipated Posting Close Date:
Jun 14, 2024---------------------------------- --------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
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