Job Abstract

Zions Bancorporation’s Enterprise Field Exam team is transforming what it means to work for a financial institution. With a commitment to technology and innovation, we have been providing our community, clients, and colleagues the best experience possible for over 150 years. Help us transform our workforce of the future, today.

We are currently seeking a Field Exam Manager as part of our Enterprise Field Exam team. Enterprise Field Exam is responsible for all facets of field examinations including validating the financial and collateral information provided by a borrower to the bank, reviewing exam reports performed by outside vendors, and scheduling, coordinating, and ordering field exams.

The Bancorporation desires timely and comprehensive Field Exams, which are a valuable tool in facilitating the accurate monitoring of A/R, Inventory, and other collateral securing revolving lines of credit. The Field Exam is performed on-site at the Borrower’s location. The Field Examiner follows set procedures to perform various tests of the Borrower’s accounting practices, establishes an understanding of the collateral securing the Line of Credit, and evaluates the Borrower’s timeliness of paying its accounts payable and payroll. The Field Examiner is required to collect a certain body of information while on-site with the Borrower and then summarize the findings and make recommendations during the Field Exam write-up process.

If you want to work with a group where your input matters, you get to collaborate with sharp colleagues with whom you will grow, where your work is truly valued and you make a difference, then join our team. The work you do will have real customer and enterprise-wide impact and be truly valued by both.

Responsibilities:

• Plan, schedule, coordinate, and conduct field examinations.
• Establish the scope of work for reviewing and analyzing field exams.
• Review and finalize work produced by field examiners to ensure quality and compliance of work.
• Ensure that production and quality of work performed by independent contractors is meeting service levels.
• Manage field exam vendors by maintaining required documentation, complying with third-party vendor management, and adding new field exam vendors.
• Consult with lenders in pre-screening and structuring new business for appropriateness, structure, and borrowing base calculations.
• Manage department projects as needed.
• Complete other duties as assigned.

Qualifications:

• Bachelor's degree in accounting, finance, or a related field.
• 4-6+ years in asset-based lending, underwriting, loan structuring, credit and portfolio management, field exams, economic and industry evaluations, monitoring collateral and credit performance, or other related experience.
• An equivalent combination of education and experience may meet qualifications.
• Extensive knowledge of accepted loan practices with emphasis on asset-based lending, field exams, underwriting, credit analysis, and portfolio management.
• Extensive working knowledge of commercial/corporate loan structures, setting of appropriate loan and financial covenants, and industry standard loan documentation.
• Excellent work ethic.
• Familiarity with loan processing and closing processes.
• Excellent problem resolution, analysis, and communication (verbal and written) skills.
• Ability to interview applicants and perceptive character judgment skills.
• Ability to structure loans, monitor credit performance, and minimize credit risks.
• Must have excellent people skills.
• Strong working knowledge of software applications, including spreadsheets and word processing.

Location:

• This position can be located anywhere in the US with travel to headquarters as needed.

Pay Range:

• $90K - $120K (based upon relatable skills, experience and location)

Benefits:

• Medical, Dental and Vision Insurance
• Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, 20 days of Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, and competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products
• Employees may, at the company’s discretion, be eligible to receive a cash bonus award

Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference to the clients and communities we serve.