Job Abstract

This position provides complex support and expertise to business units through research, developing, data gathering, and executing risk procedures. Evaluates potential losses while developing high-impact solutions to minimize or eliminate risk. Creates improvements to current processes and procedures, and ensures compliance with relevant rules and regulations. Responsibilities Assist in the development and implementation of credit risk models for consumer loan products Perform data analysis and ... more details

Overview This position provides complex support and expertise to business units through research, developing, data gathering, and executing risk procedures. Evaluates potential losses while developing high-impact solutions to minimize or eliminate risk. Creates improvements to current processes and procedures, and ensures compliance with relevant rules and regulations. Responsibilities Assist in the development and implementation of credit risk models for consumer loan products Perform data analysis and cleaning tasks to support model development Monitor model performance and identify potential areas for improvement Contribute to the generation of reports for CCAR and CECL requirements Stay current with industry best practices and regulatory guidance Qualifications Bachelor's Degree and 2 years of experience in Risk Analytics or Analytics OR High School Diploma or GED and 6 years of experience in Risk Analytics or Analytics Preferred qualifications: Bachelor's degree in Statistics, Mathematics, Finance, or a related field (preferred) 2+ year of experience in financial analysis, data analytics, or a similar role Proficiency in Python, SAS, R, and SQL for data manipulation and analysis Knowledge of Consumer loan products Strong analytical and problem-solving skills Excellent attention to detail and accuracy Ability to work independently and as part of a team If hired in (CA or NC) the base pay for this position is generally between $85,000 and $184,000 per year. Actual starting base pay will be determined based on skills, experience, location and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. First Citizens benefits programs are designed to meet our Associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits