From the very beginning, IOA’s leadership formed the company not only to provide its clients with expert insurance and risk management services but also to serve the community in meaningful ways. Insurance Office of America (IOA), dba IOA Insurance Services in California, is a full-service insurance agency founded in 1988 by John Ritenour and Valli Ritenour. Today, IOA is led by Chairman and CEO Heath Ritenour, and it is one of the fastest-growing independent agencies in the United States. IOA is ranked 18th on Insurance Journal’s 2021 Top 100 Independent Property/Casualty Agencies report and 28th on Business Insurance’s 2021 100 Largest Brokers of U.S. Business list. IOA was named a National Underwriter Agency of the Year. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 office locations in the U.S. and the United Kingdom.