Job Abstract
Responsibilities include but are not limited to: Assist Loan Review Department Manager in establishing goals, objectives, and plans for the department. Assist in implementing the tools and techniques needed to accomplish goals. Assist in the department's follow-up on identified issues. Independently assess credit quality. Evaluate accuracy and timeliness of loan officer assigned risk ratings. Test loan officer compliance to Bank policies/procedures. Test for compliance with applicable federal la... more details
- Assist Loan Review Department Manager in establishing goals, objectives, and plans for the department.
- Assist in implementing the tools and techniques needed to accomplish goals.
- Assist in the department's follow-up on identified issues.
- Independently assess credit quality.
- Evaluate accuracy and timeliness of loan officer assigned risk ratings.
- Test loan officer compliance to Bank policies/procedures.
- Test for compliance with applicable federal laws/regulations.
- Assess management supervision of lending portfolios.
- Prepare written/oral communications and reports.
- Identify, communicate, and support issues that need corrective action and other recommendations for improvement.
- Interact with and support other credit related functions within the Bank.
- Assist in the preparation of regulatory and Audit Committee reports as directed.
- Participate in due diligence activities of potential acquisitions.
- Provide training to Junior Loan Review Officers/Loan Review Officers.
- Guide and lead Junior Loan Review Officers/Loan Review Officers in achieving departmental objectives.
- Evaluate investment security risk ratings according to Valley standards.
-R0equired Skills:
- Intermediate PC skills for Microsoft Office - Word, Excel, and Outlook.
- Excellent verbal and written communication skills.
- Ability to prioritize and organize assignments.
- Ability to handle multiple projects simultaneously.
- Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
Required Experience:
- Bachelor's Degree in Accounting, Finance, or Business related field and a minimum of six years' experience as a Loan Review Officer or Highschool Diploma/GED and a minimum of ten years' experience as a Loan Review Officer, Commercial Credit Analyst, or Commercial Loan Officer.
- Bachelor's Degree in related field and above experience preferred.